Pay for Long Term Care Insurance – Tax-Free
New Pension Protection Act rules allow for tax-efficient ways to pay for Long-term Care Insurance. This in a must read article.
Read More »Do you buy a cup of coffee each day?
For the price of a daily cup of premium coffee, you could purchase an Individual Disability Income insurance policy that provides a monthly paycheck if you become too sick or hurt to work.
Read More »Reward and Retain Key Employees at $0 Net Cost
Would you like to offer a key employee a $400,000 bonus if they stay with you for 15 years and have $0 net cost to your business?
Read More »HR and Benefits Administration – How to Increase Productivity
Manage payroll, HR and employee benefits with state of the art technology for 90% savings with fewer errors.
Read More »Tax Considerations – Individual Disability Premiums
Tax strategies to protect your greatest asset — your ability to earn income. Learn about the tax treatment of disability insurance benefits when premiums are paid by an employer.
Read More »Directors’ and Officers’ Liability Insurance – Overview
Regardless of your company’s size, the legal cost to defend a director is substantial, as are the potential penalties that can be personally incurred. Due to the personal liability risk—which is not covered under a personal insurance policy—protecting boardroom talent can be a challenge. Find out how to incorporate D&O Insurance as part of your Comprehensive Risk Management Strategy.
Read More »Net Unrealized Appreciation Strategy
If you have employer stock in your 401(k), you may qualify for special tax treatment called net unrealized appreciation (NUA). Using the NUA strategy, you can reduce your the rate from 35% to 15% on the gains of your employer stock.
Read More »Insurance Premium Refunds for NY and NJ Employers
Was the recent refund I received from my health insurance company based on Federal Health Care Reform or was the refund part of NY and NJ Insurance Laws?
Read More »Top Ways to Save on Your Auto Coverage
Trying to make sense of your automobile policy coverage options and the limits that you need? We can help! Read more to help you understand your Automobile Insurance policy options and how to reduce your premium cost.
Read More »Benefits Technology and 25% Productivity Savings
Manage employee benefits with state of the art technology. Eliminate paper, faxing, mailing, and manual tracking through a single web-based portal. Increase productivity and realize 25 % savings ($55,000 per 100 Employees).
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